How do Polca and PeakSend AI compare?
Polca publishes this page, and we make one of the products on it. Every fact about another company comes from that company's own website, checked on November 3, 2026, and links to the page it came from. Where we couldn't verify something there, we left it out. Prices and features change; check the vendor's site before you buy. Spot an error? Email hello@polca.ai and we'll fix it.
| Polca | PeakSend AI | |
|---|---|---|
| What it is | AI platform for life insurance agencies: Ava, an AI appointment setter, plus a branded power dialer and lead, policy and commission records. | AI that calls leads, books appointments or live-transfers, for sales-heavy industries. |
| Built for | Life insurance agencies and independent agents selling by phone (final expense, mortgage protection, IUL, veterans life). | Several industries; its insurance page says it “works for P&C, health, Medicare, final expense, and more” (insurance page). |
| What the AI does | AI voice: calls the agency's fresh and aged leads under its name, books on agents' calendars, answers callbacks 24/7, live-transfers to a rep. AI texting (Ava Texting): replies and booking, confirmations, reminders, no-show and missed-call texts. | AI voice: calls leads, books appointments or transfers to live agents. |
| Also includes | Agent-paced power dialer with registered caller ID and rotated number pools; book of business, commissions, leaderboards, carrier quoting. GoHighLevel optional. | Integrations shown on its site include Salesforce, HubSpot, GoHighLevel, Five9 and Google, Outlook and Calendly calendars. |
| Pricing | Per seat per month, AI minutes bundled, no overage; month to month. Quote on a call | No prices on public pages. Pay per appointment or transfer for agencies that qualify (5+ setters and 1,000+ leads a month); usage plans behind sign-up. |
| Compliance (as stated) | Enforces the agency's opt-out list, detected opt-outs, 9 a.m.–7 p.m. local calling, no Sundays, attempt caps, kill switch. Does not scrub the National DNC Registry. | Enforces calling-hour windows (stricter in some states, no US holidays) and do-not-call lists; says it doesn't scrub the National DNC Registry (TCPA doc). |
| Best for | Agencies that want an AI to call their own consented leads under the agency's name and book onto agents' calendars, with the dialer and records on the same seat. | Larger agencies, including Medicare, that want done-for-you voice AI inside an existing CRM and a pay-per-result option. |
When is PeakSend AI the better choice?
- You sell Medicare or P&C as well as life, and want one vendor across lines.
- You want the AI inside an existing CRM such as Salesforce, HubSpot or Five9.
- You have 5+ setters and 1,000+ leads a month and want to pay per appointment or transfer, with PeakSend's money-back terms for that model.
- You want calling-hour rules that also skip US holidays, which PeakSend's TCPA page says it enforces.
When is Polca the better choice?
- You sell life insurance by phone and want an AI that calls your agency's own fresh and aged leads under your agency's name, answers callbacks at any hour and books onto your agents' calendars, with live transfer when a lead wants to talk now.
- You want the branded power dialer, the book of business, commissions and leaderboards on the same seat as the AI, with one opt-out list across all of it.
- You want AI minutes bundled with no overage, month to month, and the 30-in-30 guarantee on new AI seats.
What should you ask both?
- Can I hear unedited recordings of booked calls, and see results traced to written policies?
- Does the AI place voice calls, send texts, or both?
- What does the lead see on caller ID, and who manages number health?
- What happens when a lead wants to talk now?
- Which consent does each list need, and who checks it?
- Who scrubs against the National DNC Registry?
- What does a busy month cost? Are minutes or calls billed as overage?
- Is it month to month? Is there a setup fee?
What has Polca's AI setter produced?
Per agent on Ava, each month (as of November 2026): 46 appointments booked by Ava, 5 clients signed by the agent (about 11% of booked appointments), and $9,856 in annual premium (AP) written, about $118,000 a year. That is about $10 of AP written for every $1 spent on Ava (9.9×, measured against what the agency pays for Ava). Top agents are on pace for $134,000 to $137,000 a year of AP from Ava-booked appointments.
Ava booked the appointment; the agent signed the client. A signed client counts when the agent signed them within 60 days of the appointment Ava booked; AP counts everything signed. Source: production records of the agency Polca was built in. Individual results vary. Hear real booked calls.
Common questions
Is Polca or PeakSend AI better for a life insurance agency?
Polca if you sell life insurance and want the AI, the dialer and your agency records in one place. PeakSend if you sell across lines or want pay-per-result pricing inside an existing CRM.
Does PeakSend AI scrub the National Do Not Call Registry?
Its TCPA documentation says it doesn't. Neither does Polca; the agency scrubs where its calls require it.
Does PeakSend AI publish its prices?
Not on its public pages as of November 3, 2026; its usage plans sit behind sign-up.
Sources
Hear Ava before you decide.
Polca's AI appointment setter calls your leads under your agency's name and books meetings on your agents' calendars. The licensed conversation stays with your agent.
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