What does Agent Autopilot do?
Agent Autopilot
- What it is: “Your AI agents book the appointments. You just close.” (Agent Autopilot)
- Built for: Life and health, Medicare, final expense, IMOs and FMOs; mentions mortgage protection, IUL and annuities.
- What the AI does: Two-way AI texting, missed-call text-back and automated booking. Its site says the AI agents “call, text, and follow up” and also “The AI texts, you call.”
- Also includes: A built-in dialer through your own number; syncs leads and appointments both ways with your CRM (none named).
- Pricing: Published: Starter $197/month; Pro $1,970/year; Agency custom.
- Compliance, as the site states it: Site states texting is consent-based opt-in with opt-out handling.
- Best for: Solo agents who want fast text follow-up and aged-lead reactivation at a low flat monthly price.
What are the alternatives to Agent Autopilot?
Polca publishes this page, and we make one of the products on it. Every fact about another company comes from that company's own website, checked on November 3, 2026, and links to the page it came from. Where we couldn't verify something there, we left it out. Prices and features change; check the vendor's site before you buy. Spot an error? Email hello@polca.ai and we'll fix it.
| Alternative | Built for | What the AI does | Pricing (as published) | Best for |
|---|---|---|---|---|
| Polca | Life insurance agencies and independent agents selling by phone (final expense, mortgage protection, IUL, veterans life). | AI voice: calls the agency's fresh and aged leads under its name, books on agents' calendars, answers callbacks 24/7, live-transfers to a rep. AI texting (Ava Texting): replies and booking, confirmations, reminders, no-show and missed-call texts. | Per seat per month, AI minutes bundled, no overage; month to month. Quote on a call | Agencies that want an AI to call their own consented leads under the agency's name and book onto agents' calendars, with the dialer and records on the same seat. |
| Closelio | Insurance agents: final expense, mortgage protection, IUL, veterans and more (FAQ). | AI voice and AI SMS campaigns by lead type; hot transfers to the agent's cell; books into Google Calendar (voice AI page). | Published: Starter $149/mo, Pro $369/mo, Scale $559/mo; AI voice priced per call; A2P registration $61 once plus $10/mo (pricing). | Agents who want AI voice plus AI texting and a multi-line dialer at a published, self-serve price. |
| PeakSend AI | Several industries; its insurance page says it “works for P&C, health, Medicare, final expense, and more” (insurance page). | AI voice: calls leads, books appointments or transfers to live agents. | No prices on public pages. Pay per appointment or transfer for agencies that qualify (5+ setters and 1,000+ leads a month); usage plans behind sign-up. | Larger agencies, including Medicare, that want done-for-you voice AI inside an existing CRM and a pay-per-result option. |
| Setr | Independent life and health agents. | An AI setter that answers new leads, follows up, qualifies and recovers no-shows by text; messages go out for approval or automatically within guardrails. | Not published; demo request. | Agents who want text-led follow-up and to approve messages before they go out. |
| Retell AI | Any industry; its insurance page lists life insurance and aged-lead follow-ups. | Whatever you build: lead qualification, booking, transfer to licensed agents. | Published: $0.07–$0.31 per minute (pricing). | Agencies with someone technical who wants to build and tune their own voice agent. |
How do you choose?
- If you want an AI voice to call and book your life insurance leads, with a dialer and agency records on the same seat: Polca.
- If you want AI voice plus AI texting and a multi-line dialer at a published self-serve price: Closelio.
- If you sell across lines and want pay-per-result inside an existing CRM: PeakSend AI.
- If you want text-led follow-up you approve: Setr or Agent Autopilot.
- If you want to build your own voice agent: Retell or Vapi.
- Can I hear unedited recordings of booked calls, and see results traced to written policies?
- Does the AI place voice calls, send texts, or both?
- What does the lead see on caller ID, and who manages number health?
- What happens when a lead wants to talk now?
- Which consent does each list need, and who checks it?
- Who scrubs against the National DNC Registry?
- What does a busy month cost? Are minutes or calls billed as overage?
- Is it month to month? Is there a setup fee?
Where is Polca not the best fit?
- Polca quotes agencies on a call. Closelio and Agent Autopilot publish self-serve prices.
- Polca calls only between 9 a.m. and 7 p.m. in the lead's local time and never on Sundays, on AI and human calls alike. That is narrower than the federal 8 a.m. to 9 p.m. window, and agencies can tighten it but not widen it. Other tools allow more of the federal window.
- Polca's dialer is agent-paced, one call per available rep. Predictive and multi-line modes are not on by default. Closelio offers a 5-, 10- or 15-line dialer.
- Polca does not scrub lists against the National or state Do Not Call registries.
- Polca is built only for life insurance. PeakSend and the voice-AI builders cover more industries; Sonant covers P&C inbound.
- Polca has few third-party reviews so far. Ask for recordings and references, from us or anyone.
Common questions
What are the alternatives to Agent Autopilot for life insurance agents?
Polca and Closelio for AI voice calls that book appointments, PeakSend AI for agencies across lines, and Setr for text-led follow-up.
Is there an Agent Autopilot alternative where the AI makes the calls?
Yes. Polca's Ava, Closelio and PeakSend AI describe AI voice agents that call leads and book appointments.
Sources
Hear Ava before you decide.
Polca's AI appointment setter calls your leads under your agency's name and books meetings on your agents' calendars. The licensed conversation stays with your agent.
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